And as we work on research for the next Studer Community Institute report, Dr. Rick Harper has shared some of his expert insights.

Rick and his team at the University of West Florida are providing analysis by Census tract of the Pensacola metro area — which includes Escambia and Santa Rosa counties. Census tracts are smaller than ZIP codes and can provide data at nearly the block-by-block level of a community.

And while we have highlighted the areas where poverty is a problem, the analysis also reveals the areas where our community is more prosperous.

The census tract with the highest median household income in the two-county area is Perdido Key, at $91,152. In Santa Rosa County, the tract with the highest median income is in Gulf Breeze, with an income of $79,793.

The median is the number that is in the middle if you list all the figures in a row. So in this case, half of the households in that area make more than $79,793 — and half make less.

What will be really interesting will be looking at that data again in five or 10 years — to assess the full impact of the enormous influence that Navy Federal Credit Union will have on the central and western parts of Escambia County.

Stay tuned.