Pensacola Beach looking East. Photo by Cindy Hall

The financial information website,  SmartAsset.com, has run the numbers and calculated Pensacola as the most affordable beach town in state of Florida. For the entire U.S., Pensacola came in as No. 2. Nationwide, Gulfport Miss. came in as the No. 1 most affordable beach town.

Key findings from SmartAsset.com:

While many of Florida’s beach towns are fairly expensive, places like Pensacola are a bargain.

For a truly unbeatable beach experience, the award-winning Pensacola Beach is just a 20-minute drive from the city center. Unless you get stuck in traffic on the Pensacola Bay Bridge.

As for the cost of living in Pensacola, the city’s median home value is $144,100, well under the national median. The typical homeowner in Pensacola spends $10,356 annually on housing, including mortgage, insurance, property taxes and utilities.

Find out more here.

About the website: smartasset.com

SmartAsset is a financial technology company that provides transparent, automated, and accurate advice on big personal finance decisions. SmartAsset helps users arrive at the best answers and make the best decisions concerning their finances. The company is based in New York City.